Politics.AIAssembly BillPassed first houseCivil
AB 1427: Consumer credit report: sale of property: natural disasters.
What AB 1427 does, verified December 7, 2025
This bill would prohibit consumer credit reporting agencies from including information about the sale of uninhabitable properties due to natural disasters in consumer credit reports. This means that if a property is affected by a natural disaster and becomes uninhabitable, it would not be reported as a negative factor in a credit report. This would help prevent unfair credit decisions for individuals who may have lost their homes to natural disasters.
Bill journey
✓IntroducedComplete
✓In CommitteeComplete
✓First Chamber FloorComplete
4Second ChamberCurrent
5GovernorPending
6ChapteredPending
Last action: Referred to Coms. on JUD. and B. & F.I. (2025-06-03)Alert me
Author and sponsors
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| Jun. 18, 2025 | Referred to Coms. on JUD. and B. & F.I. |
| Jun. 04, 2025 | In Senate. Read first time. To Com. on RLS. for assignment. |
| Jun. 03, 2025 | Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1996.) |
| Jun. 03, 2025 | Read third time. Passed. Ordered to the Senate. |
| May. 27, 2025 | Read second time. Ordered to third reading. |