AB 1795: Smoke Damage Recovery Act.

<p>The Smoke Damage Recovery Act requires the California Environmental Protection Agency (CalEPA) to develop health-based standards for sampling, testing, and chemical screening of residential properties damaged by smoke from wildland-urban interface fires or urban conflagrations. By June 30, 2027, CalEPA must establish training and certification requirements for professionals inspecting, evaluating, and restoring such properties. The bill also mandates that insurers cannot terminate additional living expenses coverage until the property is cleared for habitation, with a presumption regarding damage classification and insurer responsibility for sampling and testing costs.</p> <p>The legislation establishes a 30-day inspection period for insurers upon claim notice or access grant, followed by payment of actual cash value within 30 days post-inspection. Replacement cost payments are due w…