AB 1798: Genetic testing for life and disability insurance.

<p>The bill amends existing laws regulating life and disability insurance by prohibiting insurers from canceling, limiting, or denying coverage based on genetic test results unless specific criteria are met. It also prohibits insurers from requiring, requesting, or using genetic information for underwriting decisions, except in certain circumstances. Additionally, the bill imposes civil penalties for misuse of genetic information.</p> <p>The legislation further restricts insurance institutions and agents from seeking an individual's genetic information or full genome during transactions unless specific criteria are met. It also prohibits these entities from preparing investigative consumer reports that seek genetic information or a full genome.</p>