Assembly BillIntroducedHealth and Safety
AB 2145: Housing finance: barriers to downsizing: study.
What AB 2145 does, verified June 8, 2026
This bill would allow a borrower who has reached retirement age to transfer the interest rate and remaining loan term of a mortgage on a residential property to a new mortgage secured by their principal residence. This transfer would be allowed without accelerating the original loan, meaning the borrower would not have to pay off the original loan immediately. The new mortgage would be secured by the new principal residence and would have the same interest rate and loan term as the transferred amount.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: In committee: Held under submission. (2026-05-14)Alert me
Author and sponsors
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| May. 14, 2026 | In committee: Held under submission. |
| May. 14, 2026 | Joint Rule 62(a), file notice suspended. (Page 5030.) |
| May. 13, 2026 | In committee: Set, first hearing. Referred to APPR. suspense file. |
| Apr. 30, 2026 | Re-referred to Com. on APPR. pursuant to Joint Rule 10.5. |
| Apr. 30, 2026 | Read second time. Ordered to third reading. |