Assembly BillIntroducedCivil
AB 2154: Mortgage applicants.
What AB 2154 does, verified March 10, 2026
The bill would prohibit a person from selling to a third party personal information of a mortgage applicant that was collected during the mortgage application process. This rule would apply to businesses and financial institutions in California. The personal information in question would include details such as name, address, and social security number. The bill aims to protect consumers' personal information during the mortgage application process.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: Referred to Com. on P. & C.P. (2026-03-09)Alert me
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions3 total · showing 3
| Mar. 09, 2026 | Referred to Com. on P. & C.P. |
| Feb. 19, 2026 | From printer. May be heard in committee March 21. |
| Feb. 18, 2026 | Read first time. To print. |
Latest bill textIntroduced version, February 18, 2026 · 250 words
CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION
Assembly Bill
No. 2154
| Introduced by Assembly Member Garcia |
February 18, 2026 |
An act to add Title 1.81.8 (commencing with Section 1798.400) to Part 4 of Division 3 of the Civil Code, relating to personal information.
LEGISLATIVE COUNSEL'S DIGEST
AB 2154, as introduced, Garcia. Mortgage applicants.
The California Consumer Privacy Act of 2018 grants a consumer various rights with respect to personal information that is collected or sold by a business, as defined, including the right to direct a business that sells or shares personal information about the consumer to third parties not to sell or share the consumer’s personal information, as specified.
The California Financial Information Privacy Act prohibits a financial institution from selling, sharing, transferring, or otherwise disclosing nonpublic personal information to or with any nonaffiliated third parties without the explicit prior consent of the consumer to whom the nonpublic personal information relates, as prescribed.
This bill would prohibit a person from selling to a third party personal information of a mortgage applicant that was collected by the person during the mortgage application process.
The people of the State of California do enact as follows:
SECTION 1.
Title 1.81.8 (commencing with Section 1798.400) is added to Part 4 of Division 3 of the Civil Code, to read:TITLE 1.81.8. Mortgage Applicant Personal Information
1798.400.
A person shall not sell to a third party personal information of a mortgage applicant that was collected by the person during the mortgage application process.Text of AB 2154 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions