Assembly BillIntroduced
A 3052: Prohibits animal insurance policies from limiting or excluding pre-existing conditions.
What A 3052 does, verified January 8, 2026
The proposed law aims to protect animals from pre-existing conditions in their insurance policies. The law would prohibit insurance companies from excluding or limiting coverage for pre-existing conditions of animals. This means that animals with pre-existing conditions would be covered under their insurance policies without any additional costs or restrictions. The law would take effect immediately, but it would only apply to new insurance contracts issued or renewed after the effective date. Existing insurance contracts would be covered at the next policy period, starting from the effective date.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: referred to insurance (2026-01-07)Alert me
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions2 total · showing 2
| Jan. 07, 2026 | referred to insurance |
| Jan. 23, 2025 | referred to insurance |
Latest bill textIntroduced version, January 23, 2025 · 201 words
STATE OF NEW YORK ________________________________________________________________________ 3052 2025-2026 Regular Sessions IN ASSEMBLY January 23, 2025 ___________ Introduced by M. of A. ROSENTHAL -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to limiting or excluding pre-existing conditions in animal insurance policies The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 3463 2 to read as follows: 3 § 3463. Pre-existing conditions in animal insurance policies. Animal 4 insurance policies shall not contain any exclusion or limitation with 5 respect to pre-existing conditions of any animal. 6 § 2. This act shall take effect immediately, provided, however, that 7 this act shall apply to insurance contracts issued or renewed on or 8 after such effective date, and shall apply at the next required policy 9 period, commencing on or after such date, to any insurance contract 10 written prior to the effective date of this act. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD06351-01-5
Text of A 3052 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions