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Home/Bills/A 427New York · 2025–2026 Legislative Session
Assembly BillIntroduced

A 427: Relates to the definition of medical debt; clarifies that such debt must be related to health care services, products or devices provided to a person by a hospital.

New York · Assembly · 2025–2026 Legislative Session · last verified July 2, 2025

What A 427 does, verified July 2, 2025

The proposed law aims to redefine medical debt in New York State. Medical debt is defined as any obligation related to health care services, products, or devices provided by hospitals, health care professionals, or ambulance services. This definition excludes debt charged to credit cards that are not specifically designed for health care payments. The law will take effect on the same date as a previously proposed amendment to the General Business Law and the Public Health Law.

Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: substituted by s753 (2025-01-28)Alert me
Recent actions6 total · showing 5
Feb. 03, 2025substituted by s753
Jan. 28, 2025rules report cal.68
Jan. 28, 2025reported
Jan. 28, 2025ordered to third reading rules cal.68
Jan. 14, 2025reported referred to rules
Full action history, 1 earlier actionConnect Plus
Latest bill textIntroduced version, January 8, 2025 · 337 words
  
  STATE OF NEW YORK ________________________________________________________________________ 427 2025-2026 Regular Sessions  IN ASSEMBLY (Prefiled) January 8, 2025 ___________ Introduced by M. of A. PAULIN -- read once and referred to the Committee on Consumer Affairs and Protection AN ACT to amend the general business law, in relation to the definition of medical debt The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision (v) of section 380-a of the general business 2 law, as amended by a chapter of the laws of 2024 amending the general 3 business law and the public health law relating to the definition of 4 medical debt, as proposed in legislative bills numbers S. 8373-A and A. 5 9438, is amended to read as follows: 6 (v) The term "medical debt" means any obligation or alleged obligation 7 of a consumer to pay any amount whatsoever related to the receipt of 8 health care services, products, or devices provided to a person by a 9 hospital licensed under article twenty-eight of the public health law, a 10 health care professional authorized under title eight of the education 11 law, or an ambulance service certified under article thirty of the 12 public health law. Medical debt does not include debt charged to a cred- 13 it card unless the credit card is issued under an open-ended or closed- 14 ended plan offered specifically for the payment of health care services, 15 products, or devices provided to a person. 16 § 2. This act shall take effect on the same date and in the same 17 manner as a chapter of the laws of 2024 amending the general business 18 law and the public health law relating to the definition of medical 19 debt, as proposed in legislative bills numbers S. 8373-A and A. 9438, 20 takes effect. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD02716-01-5 
Text of A 427 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
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