A 486: Provides for equitable disability policies; prohibits any difference, on the basis of race, color, religion, sex, marital status, or national origin in the amount or payment of premiums or rate charges, or in the benefits payable, or in any of the other terms or conditions of any policy of disability insurance under the workers' compensation law.
The proposed law aims to provide equitable disability policies by prohibiting insurance carriers from making distinctions, classifications, or discriminations based on certain factors such as race, color, religion, sex, marital status, or national origin. Insurance carriers cannot recognize or allow differences in the amount or payment of premiums, rate charges, benefits payable, or other terms and conditions of policies. The law also includes the definition of sex, which includes conditions unique to one's biological sex, such as pregnancy. The law will take effect immediately.
| Jan. 07, 2026 | referred to labor |
| Jan. 08, 2025 | referred to labor |
STATE OF NEW YORK ________________________________________________________________________ 486 2025-2026 Regular Sessions IN ASSEMBLY (Prefiled) January 8, 2025 ___________ Introduced by M. of A. WOERNER, JACKSON, SIMON, LEMONDES, GONZALEZ-ROJAS -- read once and referred to the Committee on Labor AN ACT to amend the workers' compensation law, in relation to providing equitable disability policies The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 226 of the workers' compensation law is amended by 2 adding a new subdivision 8-a to read as follows: 3 8-a. No insurance carrier or the state insurance fund who issues, 4 reinstates, amends or endorses any contract of insurance or rider there- 5 to providing the benefits required to be paid under this article shall 6 make or permit any distinction, classification, discrimination, or 7 otherwise recognize any difference, on the basis of race, color, reli- 8 gion, sex, marital status, or national origin, in the amount or payment 9 of premiums or rate charges, or in the benefits payable, or in any of 10 the other terms or conditions of any policy of insurance providing the 11 benefits required to be paid under this article. As used in this 12 section, sex includes, but is not limited to, conditions unique to one's 13 sex, such as pregnancy. 14 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD01978-01-5