A 6492: Provides that insurance policies which provide hospital, surgical or medical coverage shall provide coverage for hysterectomies; provides that such coverage shall include inpatient hospital coverage for a minimum period of seventy-two hours after surgery.

  
  STATE OF NEW YORK ________________________________________________________________________ 6492 2025-2026 Regular Sessions  IN ASSEMBLY March 5, 2025 ___________ Introduced by M. of A. COOK, WEPRIN -- Multi-Sponsored by -- M. of A. SIMON -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to coverage of hysterec- tomies The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subsection (i) of section 3216 of the insurance law is 2 amended by adding a new paragraph 41 to read as follows: 3 (41) (A) Every policy which provides hospital, surgical or medical 4 coverage, or similar comprehensive type coverage, shall provide coverage 5 for all cost for hysterectomies. Such coverage shall include inpatient 6 hospital coverage for a minimum period of seventy-two hours after 7 surgery. 8 (B) Such coverage may be subject to annual deductibles and coinsurance 9 as may be deemed appropriate by the superintendent and as are consistent 10 with those established for other benefits within a given policy. 11 (C) Coverage under this paragraph shall not restrict or eliminate 12 existing coverage provided by the policy and nothing in this paragraph 13 shall be construed to deny or restrict in any way any existing right or 14 benefit provided under law or by contract. 15 § 2. Subsection (l) of section 3221 of the insurance law is amended by 16 adding a new paragraph 23 to read as follows: 17 (23) (A) Every group or blanket policy delivered or issued for deliv- 18 ery in this state which provides hospital, surgical or medical coverage, 19 or similar comprehensive type coverage, shall provide coverage for all 20 cost for hysterectomies. Such coverage shall include inpatient hospital 21 coverage for a minimum period of seventy-two hours after surgery. 22 (B) Such coverage may be subject to annual deductibles and coinsurance 23 as may be deemed appropriate by the superintendent and as are consistent 24 with those established for other benefits within a given policy. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD09351-02-5 
 A. 6492 2 1 (C) Coverage under this paragraph shall not restrict or eliminate 2 existing coverage provided by the policy and nothing in this paragraph 3 shall be construed to deny or restrict in any way any existing right or 4 benefit provided under law or by contract. 5 § 3. Section 4303 of the insurance law is amended by adding a new 6 subsection (ww) to read as follows: 7 (ww) 1. Every medical expense indemnity corporation, hospital service 8 corporation and health service corporation which provides hospital, 9 surgical or medical coverage, or similar comprehensive type coverage, 10 shall provide coverage for all cost for hysterectomies. Such coverage 11 shall include inpatient hospital coverage for a minimum period of seven- 12 ty-two hours after surgery. 13 2. Such coverage may be subject to annual deductibles and coinsurance 14 as may be deemed appropriate by the superintendent and as are consistent 15 with those established for other benefits within a given policy. 16 3. Coverage under this subsection shall not restrict or eliminate 17 existing coverage provided by the policy and nothing in this subsection 18 shall be construed to deny or restrict in any way any existing right or 19 benefit provided under law or by contract. 20 § 4. This act shall take effect on the one hundred twentieth day after 21 it shall have become a law and shall apply to all policies entered into 22 or renewed on and after such effective date.