Home/Bills/A 6753New York · 2025–2026 Legislative Session
Assembly BillIntroduced

A 6753: Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.

New York · Assembly · 2025–2026 Legislative Session · last verified January 9, 2026

What A 6753 does, verified January 9, 2026

The bill requires financial institutions to provide written notice to certain account holders about overdraft fees charged to their accounts. This notice must be provided every 180 days and must include the following information: - Dates and amounts of overdraft fees - Total amount charged - Information on the customer's ability to negotiate fees - A telephone number and full contact information for a representative of the financial institution responsible for resolving any matter relating to the fee The bill also allows for electronic notification to satisfy the writing requirement if selected by the account holder. The bill takes effect on January 1 of the following year after it becomes a law.

Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: referred to banks (2026-01-07)Alert me
Quick answers about A 6753
What is the current status of A 6753?
As of January 9, 2026, A 6753 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on January 7, 2026, was "referred to banks".
Did A 6753 pass?
Not yet. A 6753 has been introduced and has not passed either house.
Who wrote A 6753, and where is it now?
A 6753 was authored by Asm. Pamela Hunter with 1 coauthor. Its committee of record is Assembly Banks.
Recent actions2 total · showing 2
Jan. 07, 2026referred to banks
Mar. 11, 2025referred to banks
Latest bill textIntroduced version, March 11, 2025 · 327 words
  
  STATE OF NEW YORK ________________________________________________________________________ 6753 2025-2026 Regular Sessions  IN ASSEMBLY March 11, 2025 ___________ Introduced by M. of A. HUNTER, SAYEGH -- read once and referred to the Committee on Banks AN ACT to amend the banking law, in relation to requiring a written notification of overdraft fees charged to certain account holders The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The banking law is amended by adding a new section 9-e to 2 read as follows: 3 § 9-e. Fees based on overdraft of account; notification. 1. Notwith- 4 standing any other provision of law or rule or regulation to the contra- 5 ry, any financial institution subject to the provisions of this chapter, 6 including any bank, trust company, savings bank, savings and loan asso- 7 ciation, credit union, mortgage broker, mortgage banker, or other 8 investment entity, whether headquartered within or outside the state, 9 which provides an account to a customer shall provide written notice of 10 fees charged due to overdraft of an account every one hundred eighty 11 days. Such notice shall include: 12 (a) dates and amounts of overdraft fees; 13 (b) the total amount charged; 14 (c) information on the customer's ability to negotiate fees; and 15 (d) a telephone number and full contact information for a represen- 16 tative of the financial institution responsible for resolving any matter 17 relating to such fee. 18 2. A notification by electronic means shall satisfy the writing 19 requirement for the purposes of this section if such option is selected 20 by the account holder. 21 § 2. This act shall take effect on the first of January next succeed- 22 ing the date on which it shall have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD08601-01-5 
Text of A 6753 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
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