Assembly BillIntroduced
A 6862: Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.
What A 6862 does, verified June 5, 2025
The proposed law requires consumer reporting agencies to notify consumers when a request is made for their consumer reports. The notification must be sent by mail or electronic mail, if possible. Once notified, the consumer can contact the agency to request the name of the person or entity that made the request, the nature of the request, the date of the request, and the amount of any potential loan related to the request. The consumer must provide proof of identification before receiving this information. The law will take effect 90 days after it becomes a law.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: advanced to third reading cal.159 (2025-05-15)Alert me
Quick answers about A 6862
- What is the current status of A 6862?
- As of June 5, 2025, A 6862 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on May 15, 2025, was "advanced to third reading cal.159".
- Did A 6862 pass?
- Not yet. A 6862 has been introduced and has not passed either house.
- Who wrote A 6862, and where is it now?
- A 6862 was authored by Asm. Vacant Member with 5 coauthors.
Author and sponsors
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| May. 15, 2025 | advanced to third reading cal.159 |
| May. 13, 2025 | reported |
| May. 06, 2025 | reported referred to codes |
| Mar. 14, 2025 | referred to consumer affairs and protection |
Latest bill textIntroduced version, March 14, 2025 · 291 words
STATE OF NEW YORK ________________________________________________________________________ 6862 2025-2026 Regular Sessions IN ASSEMBLY March 14, 2025 ___________ Introduced by M. of A. EPSTEIN, REYES, BURDICK, DE LOS SANTOS, CUNNING- HAM -- read once and referred to the Committee on Consumer Affairs and Protection AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to contact consumers when requests are made for their consumer reports The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 380-d of the general business law is amended by 2 adding a new subdivision (a-1) to read as follows: 3 (a-1) Every consumer reporting agency shall, upon the occurrence of a 4 consumer report requested on any consumer, notify such consumer of the 5 request by mail or electronic mail to the extent practicable. Once 6 notified, the consumer may contact the consumer reporting agency who 7 shall provide, upon the request of such consumer, the name of the person 8 or entity that requested the report, the nature of the request, the date 9 of the request, and the amount of any potential loan relating to such 10 request, to the greatest extent practicable. Such consumer shall provide 11 the consumer reporting agency sufficient proof of identification pursu- 12 ant to subdivision (t) of section three hundred eighty-a of this article 13 before the consumer may receive any information in accordance with this 14 subdivision. 15 § 2. This act shall take effect on the ninetieth day after it shall 16 have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD04954-01-5
Text of A 6862 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions