A 7339: Requires certain insurance policies to provide coverage for fertility preservation services, including anticipated iatrogenic infertility.

  
  STATE OF NEW YORK ________________________________________________________________________ 7339 2025-2026 Regular Sessions  IN ASSEMBLY March 25, 2025 ___________ Introduced by M. of A. ROZIC -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to coverage for fertility preservation services The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Clauses (vi) and (viii) of subparagraph (C) of paragraph 6 2 of subsection (k) of section 3221 of the insurance law, as amended by 3 section 1 of part L of chapter 57 of the laws of 2019, are amended to 4 read as follows: 5 (vi) Coverage shall also include standard fertility preservation 6 services [when a medical treatment may directly or indirectly cause 7 iatrogenic infertility to an insured]. Coverage may be subject to annual 8 deductibles and coinsurance, including copayments, as may be deemed 9 appropriate by the superintendent and as are consistent with those 10 established for other benefits within a given policy. 11 (viii) No insurer providing coverage under this paragraph shall 12 discriminate based on an insured's expected length of life, present [of] 13 or predicted disability, degree of medical dependency, perceived quality 14 of life, or other health conditions, including anticipated iatrogenic 15 infertility, nor based on personal characteristics, including age, sex, 16 sexual orientation, marital status or gender identity. 17 § 2. Subparagraphs (F) and (H) of paragraph 3 of subsection (s) of 18 section 4303 of the insurance law, as amended by section 2 of part L of 19 chapter 57 of the laws of 2019, are amended to read as follows: 20 (F) Coverage shall also include standard fertility preservation 21 services [when a medical treatment may directly or indirectly cause 22 iatrogenic infertility to an insured]. Coverage may be subject to annual 23 deductibles and coinsurance, including copayments, as may be deemed 24 appropriate by the superintendent and as are consistent with those 25 established for other benefits within a given contract. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD08489-01-5 
 A. 7339 2 1 (H) No corporation providing coverage under this subsection shall 2 discriminate based on an insured's expected length of life, present or 3 predicted disability, degree of medical dependency, perceived quality of 4 life, or other health conditions, including anticipated iatrogenic 5 infertility, nor based on personal characteristics, including age, sex, 6 sexual orientation, marital status or gender identity. 7 § 3. Subparagraph (C) of paragraph 13 of subsection (i) of section 8 3216 of the insurance law, as added by section 3 of part L of chapter 57 9 of the laws of 2019, is amended to read as follows: 10 (C) Every policy that provides medical, major medical or similar 11 comprehensive-type coverage shall provide coverage for standard fertili- 12 ty preservation services [when a medical treatment may directly or indi- 13 rectly cause iatrogenic infertility to an insured]. Coverage may be 14 subject to annual deductibles and coinsurance, including copayments, as 15 may be deemed appropriate by the superintendent and as are consistent 16 with those established for other benefits within a given policy. 17 (i) For purposes of this subparagraph, "iatrogenic infertility" means 18 an impairment of fertility by surgery, radiation, chemotherapy or other 19 medical treatment affecting reproductive organs or processes. 20 (ii) No insurer providing coverage under this paragraph shall discrim- 21 inate based on an insured's expected length of life, present or 22 predicted disability, degree of medical dependency, perceived quality of 23 life, or other health conditions, including anticipated iatrogenic 24 infertility, nor based on personal characteristics, including age, sex, 25 sexual orientation, marital status or gender identity. 26 § 4. This act shall take effect immediately.