S 1090: Requires dental insurance coverage to be offered to employees that is effective immediately upon the starting date of employment.

  
  STATE OF NEW YORK ________________________________________________________________________ 1090 2025-2026 Regular Sessions  IN SENATE January 8, 2025 ___________ Introduced by Sen. RAMOS -- read twice and ordered printed, and when printed to be committed to the Committee on Civil Service and Pensions AN ACT to amend the civil service law, in relation to requiring dental insurance coverage to be offered to employees that is effective imme- diately upon the starting date of employment The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision 2 of section 160 of the civil service law, as 2 amended by chapter 414 of the laws of 1980, is amended to read as 3 follows: 4 2. The president, in [his] the president's discretion, is hereby 5 empowered to make, amend and rescind, from time to time, regulations 6 establishing a dental insurance plan which shall be a part of the health 7 insurance plan authorized by this article. Such regulations may provide 8 for negotiating unit, employee and employer participation or nonpartic- 9 ipation, employee, dependent and retiree eligibility or noneligibility 10 and such contribution rates as the president may determine even though 11 such regulations establish standards which differ from those applicable 12 by law to other parts of such health insurance plan; provided, however, 13 that such regulations shall require employers to offer dental insurance 14 coverage which is effective immediately upon the starting date of 15 employment. The president is hereby authorized and directed to provide 16 in such regulations for participation in the dental insurance plan by 17 retirees; provided, however, that the claims experience for retirees 18 shall be separately rated and premiums established separate from other 19 participants in the plan and provided further that the full costs of 20 participation in such plan, including all administrative costs, shall be 21 borne by such retirees. Considering the dental insurance plan as a 22 whole, no regulation enacted pursuant to this subdivision shall provide 23 or permit a benefit structure inconsistent with the most efficient and 24 economical administration of such plan. 25 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03197-01-5