S 1792: Requires insurance companies to provide at least ninety days of rehabilitation services to an insured upon a doctor's prescription.

  
  STATE OF NEW YORK ________________________________________________________________________ 1792 2025-2026 Regular Sessions  IN SENATE January 13, 2025 ___________ Introduced by Sen. FERNANDEZ -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to insurance coverage for substance abuse disorder services The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Paragraph 30 of subsection (i) of section 3216 of the 2 insurance law, as amended by section 5 of subpart A of part BB of chap- 3 ter 57 of the laws of 2019, is amended by adding a new subparagraph (H) 4 to read as follows: 5 (H) A policy providing coverage under this paragraph shall include 6 coverage for at least ninety days at a rehabilitation facility; 7 provided, however, that any stay in a rehabilitation facility required 8 to be covered pursuant to this paragraph shall require the referral of a 9 doctor. 10 § 2. Paragraph 6 of subsection (l) of section 3221 of the insurance 11 law is amended by adding a new subparagraph (H) to read as follows: 12 (H) A policy providing coverage under this paragraph shall include 13 coverage for at least ninety days at a rehabilitation facility; 14 provided, however, that any stay in a rehabilitation facility required 15 to be covered pursuant to this paragraph shall require the referral of a 16 doctor. 17 § 3. Subsection (k) of section 4303 of the insurance law is amended by 18 adding a new paragraph 8 to read as follows: 19 (8) A policy providing coverage under this subsection shall include 20 coverage for at least ninety days at a rehabilitation facility; 21 provided, however, that any stay in a rehabilitation facility required 22 to be covered pursuant to this subsection shall require the referral of 23 a doctor. 24 § 4. This act shall take effect on the ninetieth day after it shall 25 have become a law and shall apply to any policy issued, amended, or 26 renewed on and after such effective date. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03675-01-5