Senate BillIntroduced
S 2202: Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.
What S 2202 does, verified January 8, 2026
The bill requires consumer reporting agencies to provide a consumer's information to them at no cost. Consumer reporting agencies must clearly and accurately disclose all information in their files, the sources of the information, and the recipients of any consumer report. The disclosure must be made upon request and proper identification of the consumer. The sources of information acquired solely for investigative purposes can be withheld, but may be available in court proceedings related to a consumer dispute.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: REFERRED TO CONSUMER PROTECTION (2026-01-07)Alert me
Quick answers about S 2202
- What is the current status of S 2202?
- As of January 8, 2026, S 2202 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on January 7, 2026, was "REFERRED TO CONSUMER PROTECTION".
- Did S 2202 pass?
- Not yet. S 2202 has been introduced and has not passed either house.
- Who wrote S 2202, and where is it now?
- S 2202 was authored by Sen. Leroy Comrie. Its committee of record is Assembly Consumer Affairs & Protection.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions2 total · showing 2
| Jan. 07, 2026 | REFERRED TO CONSUMER PROTECTION |
| Jan. 15, 2025 | REFERRED TO CONSUMER PROTECTION |
Latest bill textIntroduced version, January 15, 2025 · 326 words
STATE OF NEW YORK ________________________________________________________________________ 2202 2025-2026 Regular Sessions IN SENATE January 15, 2025 ___________ Introduced by Sen. COMRIE -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision (a) of section 380-d of the general business 2 law, as added by chapter 867 of the laws of 1977, is amended to read as 3 follows: 4 (a) Every consumer reporting agency shall at any time, upon request 5 and proper identification of any consumer, and at no cost to the consum- 6 er, clearly and accurately disclose to the consumer: 7 (1) all information in its files at the time of the request concerning 8 such consumer; and 9 (2) the sources of the information; except that the sources of infor- 10 mation acquired solely for use in preparing an investigative consumer 11 report and actually used for no other purpose need not be disclosed; 12 provided, however, that in the event an action is brought under section 13 three hundred eighty-n of this article, such sources shall be available 14 to the plaintiff under appropriate discovery procedures in the court in 15 which the action is brought; and 16 (3) the recipients of any consumer report on the consumer which it has 17 furnished; 18 (i) for employment purposes within the two-year period preceding the 19 request, and 20 (ii) for any other purpose within the six month period preceding the 21 request. 22 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD04924-01-5
Text of S 2202 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions