Election 2026

The November 3 election will reshape legislatures. Stay current on every seat, staff, and committee change with GovBuddy.

Stay Current
Home/Bills/S 3745New York · 2025–2026 Legislative Session
Senate BillIntroduced

S 3745: Provides that Medicaid and policies issued in this state that provide coverage for hospital, surgical or medical care shall provide coverage for standard fertility preservation services when a necessary cancer treatment may directly or indirectly cause iatrogenic infertility to a covered person.

New York · Senate · 2025–2026 Legislative Session · last verified January 9, 2026

What S 3745 does, verified January 9, 2026

The bill aims to provide insurance coverage for standard fertility preservation services in New York state. Standard fertility preservation services include treatments that help individuals preserve their fertility when undergoing cancer treatment. These services may include egg or sperm freezing, in vitro fertilization, or other procedures to help individuals maintain their reproductive capabilities. The bill ensures that these services are covered under insurance policies, regardless of the age of the individual. This means that individuals of any age can access these services without worrying about age-related restrictions. The bill applies to various types of insurance policies, including those issued by medical expense indemnity corporations, hospital service corporations, and health service corporations. It also applies to group policies and Medicaid coverage. The bill takes effec…

Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: REFERRED TO INSURANCE (2026-01-07)Alert me
Recent actions2 total · showing 2
Jan. 07, 2026REFERRED TO INSURANCE
Jan. 29, 2025REFERRED TO INSURANCE
Latest bill textIntroduced version, January 29, 2025 · 614 words
  
  STATE OF NEW YORK ________________________________________________________________________ 3745 2025-2026 Regular Sessions  IN SENATE January 29, 2025 ___________ Introduced by Sens. CLEARE, COONEY, HOYLMAN-SIGAL -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law and the social services law, in relation to insurance and Medicaid coverage for standard fertility preservation services made necessary by cancer treatment The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Paragraph 13 of subsection (i) of section 3216 of the 2 insurance law is amended by adding a new subparagraph (D) to read as 3 follows: 4 (D) Every policy delivered or issued for delivery in this state that 5 provides coverage for hospital, surgical or medical care shall provide 6 coverage for standard fertility preservation services when a necessary 7 cancer treatment may directly or indirectly cause iatrogenic infertility 8 to a covered person. Coverage under this subparagraph shall not be 9 subject to any restrictions based upon the age of the covered person. 10 For the purposes of this subparagraph, "iatrogenic infertility" means an 11 impairment of fertility by surgery, radiation, chemotherapy or other 12 cancer treatment affecting reproductive organs or processes. 13 § 2. Paragraph 6 of subsection (k) of section 3221 of the insurance 14 law is amended by adding a new subparagraph (E) to read as follows: 15 (E) Every group policy delivered or issued for delivery in this state 16 that provides hospital, surgical or medical coverage shall provide 17 coverage for standard fertility preservation services when a necessary 18 cancer treatment may directly or indirectly cause iatrogenic infertility 19 to a covered person. Coverage under this subparagraph shall not be 20 subject to any restrictions based upon the age of the covered person. 21 For the purposes of this subparagraph, "iatrogenic infertility" means an 22 impairment of fertility by surgery, radiation, chemotherapy or other 23 cancer treatment affecting reproductive organs or processes. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD08108-01-5 

 S. 3745 2 1 § 3. Subsection (s) of section 4303 of the insurance law, as amended 2 by section 2 of part K of chapter 82 of the laws of 2002, is amended by 3 adding a new paragraph 5 to read as follows: 4 (5) Every contract issued by a medical expense indemnity corporation, 5 hospital service corporation or health service corporation for delivery 6 in this state that provides hospital, surgical or medical coverage shall 7 provide coverage for standard fertility preservation services when a 8 necessary cancer treatment may directly or indirectly cause iatrogenic 9 infertility to a covered person. Coverage under this paragraph shall 10 not be subject to any restrictions based upon the age of the covered 11 person. For the purposes of this paragraph, "iatrogenic infertility" 12 means an impairment of fertility by surgery, radiation, chemotherapy or 13 other cancer treatment affecting reproductive organs or processes. 14 § 4. Subdivision 2 of section 365-a of the social services law is 15 amended by adding a new paragraph (nn) to read as follows: 16 (nn) standard fertility preservation services when a necessary cancer 17 treatment may directly or indirectly cause iatrogenic infertility. For 18 the purposes of this section, "iatrogenic infertility" means an impair- 19 ment of fertility by surgery, radiation, chemotherapy or other cancer 20 treatment affecting reproductive organs or processes. 21 § 5. This act shall take effect immediately and shall apply to all 22 policies issued, renewed, altered or modified on or after such date. 

Text of S 3745 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
GovBuddy Demo

See how GovBuddy fits your team.

Share a few details and our team will follow up with a focused walkthrough.