S 3776: Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance of a policyholder solely as a result of a dispute or a complaint pending against the insurer.

  
  STATE OF NEW YORK ________________________________________________________________________ 3776 2025-2026 Regular Sessions  IN SENATE January 29, 2025 ___________ Introduced by Sen. COMRIE -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to prohibiting an insurer from cancelling or refusing to renew or condition its renewal of auto- mobile insurance policies in certain cases The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 3425 of the insurance law is amended by adding a 2 new subsection (t) to read as follows: 3 (t) No insurer shall cancel or refuse to renew a policy covering a 4 private passenger automobile, or to condition its renewal upon change of 5 limits or elimination of any coverages solely on the basis that a claim 6 filed by the insured with the insurer is in dispute, or that a complaint 7 by the insured against the insurer resulting from the disputed claim is 8 pending with the department. 9 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD05338-01-5