S 4378: Requires insurer to respond within thirty days of a written request from an insured for their health plan documents, including copies of most recent group or individual contracts.

  
  STATE OF NEW YORK ________________________________________________________________________ 4378 2025-2026 Regular Sessions  IN SENATE February 4, 2025 ___________ Introduced by Sen. COMRIE -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law and the public health law, in relation to disclosure and access to health insurance plan documents The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Paragraph 3 of subsection (b) of section 3217-a of the 2 insurance law, as added by chapter 705 of the laws of 1996, is amended 3 to read as follows: 4 (3) provide a copy of the most recent individual, direct pay subscrib- 5 er contracts and, upon the written request of an individual covered 6 under a group contract which was the subject of collective bargaining, 7 provide a copy of such contract within thirty days of the receipt of 8 such request; 9 § 2. Paragraph 3 of subsection (b) of section 4324 of the insurance 10 law, as added by chapter 705 of the laws of 1996, is amended to read as 11 follows: 12 (3) provide a copy of the most recent individual, direct pay subscrib- 13 er contracts and, upon the written request of an individual covered 14 under a group contract which was the subject of collective bargaining, 15 provide a copy of such contract within thirty days of the receipt of 16 such request; 17 § 3. Paragraph (c) of subdivision 2 of section 4408 of the public 18 health law, as added by chapter 705 of the laws of 1996, is amended to 19 read as follows: 20 (c) provide a copy of the most recent individual, direct pay subscrib- 21 er contracts and, upon the written request of an individual covered 22 under a group contract which was the subject of collective bargaining, 23 provide a copy of such contract within thirty days of the receipt of 24 such request; 25 § 4. This act shall take effect on the sixtieth day after it shall 26 have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD05807-01-5