Senate BillIntroduced
S 6146: Modifies the cap on the registration fee for the registration of residential mortgages in default which may be imposed by a local law, ordinance or resolution.
What S 6146 does, verified January 8, 2026
The bill aims to amend the Real Property Actions and Proceedings Law to regulate the registration of residential mortgages in default. A local law or ordinance that allows for this registration can impose an annual registration fee of up to $500. This fee cannot be passed on to the mortgagor in default by the mortgagee or its agents. The changes take effect immediately.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT (2026-01-07)Alert me
Quick answers about S 6146
- What is the current status of S 6146?
- As of January 8, 2026, S 6146 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on January 7, 2026, was "REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT".
- Did S 6146 pass?
- Not yet. S 6146 has been introduced and has not passed either house.
- Who wrote S 6146, and where is it now?
- S 6146 was authored by Sen. Kevin Parker. Its committee of record is Senate Housing, Construction, & Community Development.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions2 total · showing 2
| Jan. 07, 2026 | REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT |
| Mar. 05, 2025 | REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT |
Latest bill textIntroduced version, March 5, 2025 · 200 words
STATE OF NEW YORK ________________________________________________________________________ 6146 2025-2026 Regular Sessions IN SENATE March 5, 2025 ___________ Introduced by Sen. PARKER -- read twice and ordered printed, and when printed to be committed to the Committee on Housing, Construction and Community Development AN ACT to amend the real property actions and proceedings law, in relation to registration of mortgages in default The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision 3 of section 1393 of the real property actions 2 and proceedings law, as added by chapter 600 of the laws of 2022, is 3 amended to read as follows: 4 3. Any local law, ordinance or resolution that allows for the regis- 5 tration of residential mortgages in default may impose a registration 6 fee not exceeding [seventy-five] five hundred dollars annually. A mort- 7 gagee and/or its agents are prohibited from passing along such fees to 8 the mortgagor in default. 9 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD10576-01-5
Text of S 6146 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions