Senate BillPassed first house
S 6446: Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.
What S 6446 does, verified June 5, 2026
The bill aims to require entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze. Entities must provide the consumer with the necessary information to place, temporarily lift, or permanently lift a security freeze, including the address, telephone number, or point of contact for consumer credit reporting agencies. The notice sent to the consumer cannot contain language or materials advertising or promoting a paid service of any kind. The bill takes effect immediately.
Bill journey
✓IntroducedComplete
✓In CommitteeComplete
✓First Chamber FloorComplete
4Second ChamberCurrent
5GovernorPending
6ChapteredPending
Last action: COMMITTED TO RULES (2026-06-05)Alert me
Quick answers about S 6446
- What is the current status of S 6446?
- As of June 5, 2026, S 6446 is recorded as "Passed first house": it has passed the chamber it started in and is now before the second chamber. The last recorded action, on June 5, 2026, was "COMMITTED TO RULES".
- Did S 6446 pass?
- Not yet. S 6446 has passed its house of origin and is now before the second chamber, where it needs committee approval and a floor vote.
- Who wrote S 6446, and where is it now?
- S 6446 was authored by Sen. Rachel May with 1 coauthor.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions18 total · showing 5
| Jun. 05, 2026 | COMMITTED TO RULES |
| Mar. 19, 2026 | ADVANCED TO THIRD READING |
| Mar. 18, 2026 | 2ND REPORT CAL. |
| Mar. 17, 2026 | 1ST REPORT CAL.544 |
| Jan. 07, 2026 | REFERRED TO CONSUMER PROTECTION |
Latest bill textIntroduced version, March 14, 2025 · 289 words
STATE OF NEW YORK ________________________________________________________________________ 6446 2025-2026 Regular Sessions IN SENATE March 14, 2025 ___________ Introduced by Sen. MAY -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to requiring enti- ties that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision (q) of section 380-t of the general business 2 law is amended by adding two new paragraphs 3 and 4 to read as follows: 3 (3) In each instance where an entity receives a consumer credit report 4 authorized under paragraph three of subdivision (a) of section three 5 hundred eighty-b of this article, such entity shall provide the consumer 6 to which such consumer credit report relates with the notice set forth 7 in paragraph one of this subdivision and with any other information 8 necessary to place, temporarily lift or permanently lift a security 9 freeze, including but not limited to the address, telephone number or 10 point of contact at which consumer credit reporting agencies receive 11 such security freeze requests. 12 (4) In no instance shall a notice to a consumer sent pursuant to this 13 subdivision contain or be sent in accompaniment with language or materi- 14 als advertising or promoting a paid service of any kind. 15 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD10372-02-5
Text of S 6446 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions