Senate BillIntroduced
S 6822: Prohibits contracts for the purchase or financing of a dog or cat from online websites from including provisions allowing repossession of the animal.
What S 6822 does, verified September 28, 2025
The bill aims to protect consumers who purchase or finance pets, such as dogs and cats, by prohibiting certain contracts that allow for the repossession of the animal as a form of collateral. These contracts are prohibited from including provisions that permit the use of the pet as security for payment, which can lead to the animal being repossessed if the buyer fails to make payments. The bill does not prevent the purchase of pets through unsecured loans, nor does it limit other consumer rights and remedies available under other laws. The provisions of the bill apply to both in-person and online sales of pets, ensuring that consumers are protected from unfair and exploitative practices. The bill takes effect immediately.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: SUBSTITUTED BY A1672A (2025-06-04)Alert me
Quick answers about S 6822
- What is the current status of S 6822?
- As of September 28, 2025, S 6822 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on June 4, 2025, was "SUBSTITUTED BY A1672A".
- Did S 6822 pass?
- Not yet. S 6822 has been introduced and has not passed either house.
- Who wrote S 6822, and where is it now?
- S 6822 was authored by Sen. Michael Gianaris with 1 coauthor.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions7 total · showing 5
| Jun. 04, 2025 | SUBSTITUTED BY A1672A |
| May. 21, 2025 | ADVANCED TO THIRD READING |
| May. 20, 2025 | 2ND REPORT CAL. |
| May. 19, 2025 | 1ST REPORT CAL.1132 |
| Apr. 25, 2025 | AMEND (T) AND RECOMMIT TO CONSUMER PROTECTION |
Latest bill textIntroduced version, March 25, 2025 · 307 words
STATE OF NEW YORK ________________________________________________________________________ 6822 2025-2026 Regular Sessions IN SENATE March 25, 2025 ___________ Introduced by Sen. GIANARIS -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to prohibiting contracts for the purchase or financing of a dog, cat, or rabbit from including provisions allowing repossession of the animal The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 753-e of the general business law, as added by 2 chapter 272 of the laws of 2018, is amended to read as follows: 3 § 753-e. Prohibited contracts. No contract for the purchase of a dog 4 [or a], cat, or rabbit, or the financing of such purchase shall include 5 any provisions which authorize the use of a dog [or a], cat, or rabbit 6 as security where such dog [or], cat, or rabbit may be repossessed by 7 the seller or lender contingent on the purchaser making payments under 8 such contract. Provided, however, nothing in this section shall prohibit 9 the purchase of a dog [or], cat, or rabbit through an unsecured personal 10 loan, nor be construed to limit the enforcement of other provisions of 11 this article, article [twenty-six-a] twenty-six-A of the agriculture and 12 markets law or other rights or remedies which are otherwise available to 13 all parties under any other law. The provisions of this section shall 14 also apply to the sale of a dog, cat, or rabbit through an online 15 website. 16 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD04457-01-5
Text of S 6822 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions