Senate BillIntroduced
S 7233: Creates a private right of action for improper debt collection procedures; allows plaintiffs to recover punitive damages and reasonable attorney's fees.
What S 7233 does, verified January 8, 2026
The proposed law aims to add a private right of action for individuals who have been improperly debt collected. This means that if someone is found to be violating debt collection laws, they can take the violating party to court and seek compensation for actual damages, punitive damages, and reasonable attorney's fees. The law will take effect 30 days after it becomes a law.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: REFERRED TO CONSUMER PROTECTION (2026-01-07)Alert me
Quick answers about S 7233
- What is the current status of S 7233?
- As of January 8, 2026, S 7233 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on January 7, 2026, was "REFERRED TO CONSUMER PROTECTION".
- Did S 7233 pass?
- Not yet. S 7233 has been introduced and has not passed either house.
- Who wrote S 7233, and where is it now?
- S 7233 was authored by Sen. Michael Gianaris with 2 coauthors. Its committee of record is Assembly Consumer Affairs & Protection.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions2 total · showing 2
| Jan. 07, 2026 | REFERRED TO CONSUMER PROTECTION |
| Apr. 04, 2025 | REFERRED TO CONSUMER PROTECTION |
Latest bill textIntroduced version, April 4, 2025 · 209 words
STATE OF NEW YORK ________________________________________________________________________ 7233 2025-2026 Regular Sessions IN SENATE April 4, 2025 ___________ Introduced by Sens. GIANARIS, KRUEGER, SEPULVEDA -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to allowing a private right of action for improper debt collection The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 602 of the general business law is amended by 2 adding a new subdivision 4 to read as follows: 3 4. A debtor shall have a private right of action against any person or 4 persons in violation of this article. Such person or persons shall be 5 liable to the debtor for any actual damages the debtor sustained as a 6 result of the violation of this article, any punitive damages awarded by 7 the court, and reasonable attorney's fees. 8 § 2. This act shall take effect on the thirtieth day after it shall 9 have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD01799-01-5
Text of S 7233 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions