Election 2026

The November 3 election will reshape legislatures. Stay current on every seat, staff, and committee change with GovBuddy.

Stay Current
Home/Bills/HB 438Ohio · 136th General Assembly (2025–2026)
House BillIntroduced

HB 438: Enact the FAMILY Act

Ohio · House · 136th General Assembly (2025–2026) · last verified September 24, 2026

What HB 438 does, verified September 24, 2026

The Fair Access to Medical Insurance for Local Youth and Families Act aims to improve health insurance options for small employers and their employees. The bill requires health insurers to offer and sell plans to small employers, including coverage for eligible employees, dependents, and retirees. The Act also repeals certain sections of the revised code and creates new sections related to health insurance premiums and benefits. The bill applies to health benefit plans delivered, issued for delivery, modified, or renewed on or after the effective date of the Act. The Act is intended to promote fair access to medical insurance for local youth and families.

Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: Referred to committee: Insurance (2025-09-15)Alert me
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlock
Coauthors
Munira Yasin AbdullahiSean BrennanJuanita BrentMichele GrimDani IsaacsohnDontavius JarrellsCrystal LettLauren McNallyJoseph MillerBeryl PiccolantonioPhillip RobinsonElgin Rogers
Recent actions2 total · showing 2
Sep. 15, 2025Referred to committee: Insurance
Sep. 09, 2025Introduced
Latest bill textIntroduced version, September 9, 2025 · 495 words

As Introduced

136th General Assembly

Regular Session

H. B. No. 438

2025-2026

Representatives Rader, Brownlee

Cosponsors: Representatives Grim, Piccolantonio, Somani, Jarrells, Robinson, McNally, Brennan, Brent, Upchurch, Abdullahi, White, E., Isaacsohn, Synenberg, Lett, Rogers, Russo, Miller, J.

To amend sections 1731.04, 1751.01, 1751.06, 1751.12, 1751.18, 1751.58, 1751.69, 3902.50, 3922.01, 3923.57, 3923.571, 3923.85, 3924.01, 3924.02, 3924.03, 3924.033, 3924.51, and 4125.041 and to enact sections 3902.55, 3902.56, 3902.57, and 3902.58 of the Revised Code regarding health insurance premiums and benefits and to name this act the Fair Access to Medical Insurance for Local Youth and Families (FAMILY) Act.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF OHIO:
Section 1.
That sections 1731.04, 1751.01, 1751.06, 1751.12, 1751.18, 1751.58, 1751.69, 3902.50, 3922.01, 3923.57, 3923.571, 3923.85, 3924.01, 3924.02, 3924.03, 3924.033, 3924.51, and 4125.041 be amended and sections 3902.55, 3902.56, 3902.57, and 3902.58 of the Revised Code be enacted to read as follows:
Sec. 1731.04.
(A)
An agreement between an alliance and an insurer referred to in division (B) of section 1731.01 of the Revised Code shall contain at least the following:
(1)
A provision requiring the insurer to offer and sell to small employers served or to be served by an alliance one or more health benefit plan options for coverage of their eligible employees and the eligible dependents and members of the families of the eligible employees and, if applicable, such members' eligible retirees and the eligible dependents and members of the families of the retirees, subject to such conditions and restrictions as may be set forth or incorporated into the agreement;
Section 2.
That existing sections 1731.04, 1751.01, 1751.06, 1751.12, 1751.18, 1751.58, 1751.69, 3902.50, 3922.01, 3923.57, 3923.571, 3923.85, 3924.01, 3924.02, 3924.03, 3924.033, 3924.51, and 4125.041 of the Revised Code are hereby repealed.
Section 3.
This act shall apply to health benefit plans, as defined in section 3922.01 of the Revised Code, delivered, issued for delivery, modified, or renewed on or after the effective date of this act.
Section 4.
This act shall be known as the Fair Access to Medical Insurance for Local Youth and Families (FAMILY) Act.
Section 5.
Section 1751.12 of the Revised Code is presented in this act as a composite of the section as amended by both H.B. 3 and H.B. 59 of the 130th General Assembly. The General Assembly, applying the principle stated in division (B) of section 1.52 of the Revised Code that amendments are to be harmonized if reasonably capable of simultaneous operation, finds that the composite is the resulting version of the section in effect prior to the effective date of the section as presented in this act.
Text of HB 438 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
GovBuddy Demo

See how GovBuddy fits your team.

Share a few details and our team will follow up with a focused walkthrough.