AB 298: Health care coverage cost sharing.

The bill aims to prohibit large group health care service plans and health insurance policies from imposing deductibles, coinsurance, copays, or other cost-sharing requirements for in-network health care services provided to individuals under 21 years of age. This provision would apply to all contracts or policies issued, amended, or renewed on or after January 1, 2027. The bill also prohibits billing or seeking reimbursement for these services. A willful violation of these provisions would be considered a crime, and the state would be required to reimburse local agencies and school districts for the costs mandated by the state. However, no reimbursement is required for a specific reason.