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Home/Bills/AB 488California · 2025–2026 Regular Session
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AB 488: Insurance: the California FAIR Plan Association.

California · Assembly · 2025–2026 Regular Session · last verified February 3, 2026

What AB 488 does, verified February 3, 2026

The bill aims to amend the insurance code in California. It would repeal the requirement for the California Fair Plan Association to file a new or amended rate application for basic property insurance within 90 days after a specified date. Additionally, the bill would delete the requirement for the association to publish a toll-free telephone number in all general distribution telephone directories in the state.

Bill journey
✓IntroducedComplete
2In CommitteeCurrent
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: From committee: Filed with the Chief Clerk pursuant to Joint Rule 56. (2026-02-02)Alert me
Recent actions5 total · showing 5
Feb. 02, 2026From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
Jan. 31, 2026Died pursuant to Art. IV, Sec. 10(c) of the Constitution.
Feb. 24, 2025Referred to Com. on INS.
Feb. 11, 2025From printer. May be heard in committee March 13.
Feb. 10, 2025Read first time. To print.
Latest bill textIntroduced version, February 10, 2025 · 416 words


CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION

Assembly Bill
No. 488


Introduced by Assembly Member Tangipa

February 10, 2025


An act to amend Section 10095.5 of, and to repeal Section 10094.5 of, the Insurance Code, relating to insurance.


LEGISLATIVE COUNSEL'S DIGEST


AB 488, as introduced, Tangipa. Insurance: the California FAIR Plan Association.
Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state.
This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.
Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO

The people of the State of California do enact as follows:


SECTION 1.

Section 10094.5 of the Insurance Code is repealed.
10094.5.

Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.

SEC. 2.

Section 10095.5 of the Insurance Code is amended to read:

10095.5.

(a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.
(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:
(1) Making an application for insurance through the plan by submitting an application at the person’s request.
(2) Providing the person with the California FAIR Plan’s Internet Web site internet website address and the toll-free telephone number.
(3) Making an application for insurance, at the person’s request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.

Text of AB 488 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
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