Assembly BillIntroduced
A 7418: Relates to notice of disclaimer of liability for certain revived causes of action; such notice shall occur within 120 days after the insurer has received actual notice of such revived claim or cause of action.
What A 7418 does, verified January 10, 2026
The bill aims to amend the insurance law to provide notice requirements for insurers who disclaim liability or deny coverage for certain claims. If an insurer disclaims liability or denies coverage for a claim related to a motor vehicle accident or other type of accident occurring in the state, they must provide written notice to the insured and the injured person or claimant as soon as possible. However, for revived civil claims or causes of action, insurers must provide written notice of a disclaimer of liability or denial of insurance coverage within 120 days after receiving actual notice of the revived claim or cause of action. The changes will take effect immediately and apply to all policies entered into on or before the effective date.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: referred to insurance (2026-01-07)Alert me
Quick answers about A 7418
- What is the current status of A 7418?
- As of January 10, 2026, A 7418 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on January 7, 2026, was "referred to insurance".
- Did A 7418 pass?
- Not yet. A 7418 has been introduced and has not passed either house.
- Who wrote A 7418, and where is it now?
- A 7418 was authored by Asm. James Pretlow. Its committee of record is Assembly Insurance.
Author and sponsors
Full contact details, staff, and committees with Connect, $16/moUnlockRecent actions2 total · showing 2
| Jan. 07, 2026 | referred to insurance |
| Mar. 25, 2025 | referred to insurance |
Latest bill textIntroduced version, March 25, 2025 · 315 words
STATE OF NEW YORK ________________________________________________________________________ 7418 2025-2026 Regular Sessions IN ASSEMBLY March 25, 2025 ___________ Introduced by M. of A. PRETLOW -- read once and referred to the Commit- tee on Insurance AN ACT to amend the insurance law, in relation to notice of disclaimer of liability for certain revived causes of action The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Paragraph 2 of subsection (d) of section 3420 of the insur- 2 ance law, as amended by chapter 388 of the laws of 2008, is amended to 3 read as follows: 4 (2) If under a liability policy issued or delivered in this state, an 5 insurer shall disclaim liability or deny coverage for death or bodily 6 injury arising out of a motor vehicle accident or any other type of 7 accident occurring within this state, it shall give written notice as 8 soon as is reasonably possible of such disclaimer of liability or denial 9 of coverage to the insured and the injured person or any other claimant. 10 Provided, however, that with regard to any civil claim or cause of 11 action revived pursuant to section two hundred fourteen-g of the civil 12 practice law and rules, an insurer shall give written notice of a 13 disclaimer of liability or denial of insurance coverage for such revived 14 claim or cause of action to the insured within one hundred twenty days 15 after the insurer has received actual notice of such revived civil claim 16 or cause of action. 17 § 2. This act shall take effect immediately and shall apply to all 18 policies entered into on or before such date. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD09484-01-5
Text of A 7418 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions