Assembly BillIntroduced
A 8906: Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.
What A 8906 does, verified May 14, 2026
This bill requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze. Entities must provide the consumer with the necessary information to place, temporarily lift, or permanently lift a security freeze. This information may include an address, telephone number, or point of contact at which consumer credit reporting agencies receive security freeze requests. The notice cannot contain or be sent in accompaniment with language or materials advertising or promoting a paid service.
Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: substituted by s6446 (2025-06-17)Alert me
Quick answers about A 8906
- What is the current status of A 8906?
- As of May 14, 2026, A 8906 is recorded as "Introduced": it has been introduced and is waiting for its first committee hearing or floor vote. The last recorded action, on June 17, 2025, was "substituted by s6446".
- Did A 8906 pass?
- Not yet. A 8906 has been introduced and has not passed either house.
- Who wrote A 8906, and where is it now?
- A 8906 was authored by Asm. Emérita Torres with 1 coauthor.
Author and sponsors
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| Jun. 18, 2025 | substituted by s6446 |
| Jun. 17, 2025 | substituted by s6446 |
| Jun. 17, 2025 | ordered to third reading rules cal.923 |
| Jun. 17, 2025 | rules report cal.923 |
| Jun. 17, 2025 | reported |
Latest bill textIntroduced version, June 16, 2025 · 286 words
STATE OF NEW YORK ________________________________________________________________________ 8906 2025-2026 Regular Sessions IN ASSEMBLY June 16, 2025 ___________ Introduced by M. of A. TORRES -- read once and referred to the Committee on Consumer Affairs and Protection AN ACT to amend the general business law, in relation to requiring enti- ties that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subdivision (q) of section 380-t of the general business 2 law is amended by adding two new paragraphs 3 and 4 to read as follows: 3 (3) In each instance where an entity receives a consumer credit report 4 authorized under paragraph three of subdivision (a) of section three 5 hundred eighty-b of this article, such entity shall provide the consumer 6 to which such consumer credit report relates with the notice set forth 7 in paragraph one of this subdivision and with any other information 8 necessary to place, temporarily lift or permanently lift a security 9 freeze, including but not limited to the address, telephone number or 10 point of contact at which consumer credit reporting agencies receive 11 such security freeze requests. 12 (4) In no instance shall a notice to a consumer sent pursuant to this 13 subdivision contain or be sent in accompaniment with language or materi- 14 als advertising or promoting a paid service of any kind. 15 § 2. This act shall take effect immediately. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD10372-02-5
Text of A 8906 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions