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Home/Bills/SB 1043California · 2025–2026 Regular Session
Senate BillIntroducedInsurance

SB 1043: FAIR Plan policy reporting.

California · Senate · 2025–2026 Regular Session · last verified February 20, 2026

What SB 1043 does, verified February 20, 2026

The bill requires the department of insurance to annually prepare a report that includes the change in the number of fair plan policies by zip code for the prior calendar year. The report must be submitted to the legislature and publicly posted on the department's internet website by July 1 of each year, starting from 2027. This information will help track the distribution of fair plan policies across different zip codes, promoting transparency and potentially informing policy decisions.

Bill journey
1IntroducedCurrent
2In CommitteePending
3First Chamber FloorPending
4Second ChamberPending
5GovernorPending
6ChapteredPending
Last action: Referred to Com. on INS. (2026-02-18)Alert me
Recent actions3 total · showing 3
Feb. 18, 2026Referred to Com. on INS.
Feb. 12, 2026From printer. May be acted upon on or after March 14.
Feb. 11, 2026Introduced. Read first time. To Com. on RLS. for assignment. To print.
Latest bill textIntroduced version, February 11, 2026 · 267 words


CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION

Senate Bill
No. 1043


Introduced by Senator Jones

February 11, 2026


An act to add Section 10095.6 to the Insurance Code, relating to insurance.


LEGISLATIVE COUNSEL'S DIGEST


SB 1043, as introduced, Jones. FAIR Plan policy reporting.
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department’s powers and duties. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels.
This bill would require the department to annually prepare a report that includes the change in number of FAIR Plan policies by ZIP Code for the prior calendar year. The bill would require the report to be submitted to the Legislature and publicly posted on the department’s internet website on or before July 1, 2027, and on or before each July 1 thereafter.
Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO

The people of the State of California do enact as follows:


SECTION 1.

Section 10095.6 is added to the Insurance Code, to read:

10095.6.

The department shall annually prepare a report to the Legislature that includes the change in number of FAIR Plan policies by ZIP Code for the prior calendar year. On or before July 1, 2027, and on or before each July 1 thereafter, the report shall be submitted to the Legislature pursuant to Section 9795 of the Government Code and publicly posted to the department’s internet website.

Text of SB 1043 as introduced, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions
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