Senate BillChaptered/SignedCivil
SB 946: Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents.
What SB 946 does, verified September 29, 2026
The bill aims to repeal a provision of the Consumer Credit Reporting Agencies Act that relates to escrow agent rating services. This provision, which was originally set to expire on January 1, 2027, would be extended indefinitely by the bill. The provision requires escrow agent rating services to establish policies and procedures to safeguard personally identifiable information obtained from escrow agents.
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Last action: Chaptered by Secretary of State. Chapter 661, Statutes of 2026. (2026-09-27)Alert me
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| Sep. 27, 2026 | Chaptered by Secretary of State. Chapter 661, Statutes of 2026. |
| Sep. 27, 2026 | Approved by the Governor. |
| Aug. 27, 2026 | Enrolled and presented to the Governor at 4:30 p.m. |
| Aug. 20, 2026 | Read third time. Passed. (Ayes 77. Noes 0. Page 6299.) Ordered to the Senate. |
| Aug. 20, 2026 | In Senate. Ordered to engrossing and enrolling. |
Latest bill textChaptered version, September 27, 2026 · 204 words
Senate Bill No. 946
CHAPTER 661
An act to repeal Section 1785.28.6 of the Civil Code, relating to escrow agent rating services.
[ Approved by Governor September 27, 2026. Filed with Secretary of State September 27, 2026. ]
LEGISLATIVE COUNSEL'S DIGEST
SB 946, Seyarto. Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents.
The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions.
Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027.
This bill would extend the operation of those provisions indefinitely.
The people of the State of California do enact as follows:
SECTION 1.
Section 1785.28.6 of the Civil Code is repealed.Text of SB 946 as chaptered, from the official record. Connect Plus keeps every version and highlights what changed.Compare versions