SB 1280: Health care coverage for mental health and substance use disorders.

This bill aims to improve health care coverage for mental health and substance use disorders in California. It requires health care service plans and disability insurers to reimburse noncontracting individual health professionals for out-of-network services, providing a fair payment for their services. The bill also sets limits on what patients can owe these professionals, ensuring they are not overcharged. Additionally, it mandates that plans and insurers inform patients and health professionals about applicable cost-sharing amounts, making it easier to understand and manage out-of-network care.